The bank account built for the way you work. ✦

Vaulta brings together your business and personal finances, invoicing, and tax tools in one clean dashboard. No legacy banking nonsense — just everything a freelancer actually needs, from day one.
Who we are
─────
Built for freelancers, by people who get it
Vaulta was created because freelancers deserve better than a business account bolted onto a personal one. We built a single dashboard that handles your money, your invoices, and your tax — so you can focus on the work that actually pays.
12 K+
Freelancers onboarded
€2.4M
Invoices sent this month
4.8 ★
Average Trustpilot rating

How We Work
Up and running in three steps

Open your account
Sign up in minutes. No branch visits, no paperwork. Just your email and ID.

Connect your finances
Link your existing accounts or start fresh. Separate business and personal from day one.

Get pay and stay compliant
Send invoices, track your tax reserve, and receive payments — all in one place.
Our Services
─────
Take a Behind-the-Scenes Look at How We Bring Ideas to Life
01
A dedicated account for your freelance income, separate from your personal spending
02
Manage everyday expenses alongside your business — one login, two accounts
03
Create and send professional invoices in seconds, with automatic payment tracking
04
Vaulta automatically sets aside your estimated tax liability every time you’re paid
05
Send and receive payments in 30+ currencies with real exchange rates, no hidden fees
Testimonials
Brand Confidence Fueled by Data-Driven Results

Rían O.
Independent Web Developer, Dublin

“Setting up took less than ten minutes. The multi-currency support means I can invoice clients in the US and get paid without losing money on conversions.”

Maya C.
Freelance UX Designer, Manchester

“I used to juggle three apps just to manage invoices and check my tax situation. Vaulta replaced all of them. The tax reserve feature alone is worth it.”

Sara K.
Brand Consultant, Berlin

“Finally a bank that speaks freelancer. The invoice tracker tells me exactly which clients still owe me — I check it every morning.”
FAQs
Frequently Asked Questions?
Yes. Vaulta is authorised and regulated by the Financial Conduct Authority (FCA). Your funds are protected up to £85,000 under the FSCS.
Absolutely. Many of our users run both a business and personal account through Vaulta, replacing their high-street bank entirely.
Every time income hits your account, Vaulta sets aside a percentage based on your estimated tax bracket. You can adjust the rate any time.
Our Free plan covers the basics. Pro is €9/month and adds invoicing and tax tools. Business is €19/month for multi-currency and client portals.
Most accounts are verified and open within 10 minutes. We just need a valid ID and a selfie.
Ready to simplify your finances?
Join thousands of freelancers who’ve ditched legacy banking. Open your free Vaulta account in minutes.