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A dedicated account for your freelance income, separate from your personal spending

Manage everyday expenses alongside your business — one login, two accounts

Create and send professional invoices in seconds, with automatic payment tracking

Vaulta automatically sets aside your estimated tax liability every time you’re paid

Send and receive payments in 30+ currencies with real exchange rates, no hidden fees

Middle-aged ginger man

“Setting up took less than ten minutes. The multi-currency support means I can invoice clients in the US and get paid without losing money on conversions.”

Middle-aged woman

“I used to juggle three apps just to manage invoices and check my tax situation. Vaulta replaced all of them. The tax reserve feature alone is worth it.”

Young woman in black sunglasses

“Finally a bank that speaks freelancer. The invoice tracker tells me exactly which clients still owe me — I check it every morning.”

Yes. Vaulta is authorised and regulated by the Financial Conduct Authority (FCA). Your funds are protected up to £85,000 under the FSCS.

Absolutely. Many of our users run both a business and personal account through Vaulta, replacing their high-street bank entirely.

Every time income hits your account, Vaulta sets aside a percentage based on your estimated tax bracket. You can adjust the rate any time.

Our Free plan covers the basics. Pro is €9/month and adds invoicing and tax tools. Business is €19/month for multi-currency and client portals.

Most accounts are verified and open within 10 minutes. We just need a valid ID and a selfie.